Desert Financial
Recorded in the U.S. National Credit Union Administration (NCUA) registry
Desert Financial is a member-owned, state-chartered credit union based in Phoenix, AZ, United States. It serves approximately 504,296 members and holds around $9.5 billion in total assets. Member deposits are federally insured by the National Credit Union Administration (NCUA).
Key facts
- Address
- 148 N 48th St
- Postal code
- 85034
- Members
- 504,296
- Total assets (approx.)
- $9.5 billion
- Charter
- State-chartered
- Deposit insurance
- NCUA (NCUSIF)
- Phone
- (602) 433-7000
- Routing number
- 122187238
- Sector
- Credit Unions & Banking
- Country
- 🇺🇸 United States
Reports more members than 99% of the 4,206 credit unions & banking listed in United States that report a member count.
Products & services
- Checking accounts
- Savings accounts
- Share certificates (CDs)
- Money market
- Auto loans
- Mortgages
- Home equity / HELOC
- Credit cards
- Personal loans
- Student loans
- Business banking
- Investments & retirement
- Insurance
Compiled from Desert Financial’s website. Confirm current products and terms on their site.
A look at their website
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Credit unions and banking cooperatives are financial institutions owned by their members rather than outside shareholders, returning value through better rates and lower fees.
Cooperatives in United States
The United States has 4,214 federally insured credit unions with 146.1 million members (NCUA, June 2026), alongside thousands of agricultural, electric and worker cooperatives.
This listing is sourced from public records published by the National Credit Union Administration (NCUA).
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Cooperatives.com is a directory. It cannot see or change your account, or pass a message on. Contact Desert Financial directly, or use the regulator: NCUA consumer help ↗
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