Midflorida
Recorded in the U.S. National Credit Union Administration (NCUA) registry
Midflorida is a member-owned, state-chartered credit union based in Lakeland, FL, United States. It serves approximately 488,867 members and holds around $8.8 billion in total assets. Member deposits are federally insured by the National Credit Union Administration (NCUA).
Who can join: If you live, work, worship, or attend school in any of our 59 counties, you can join!
Current member offers
Refer a friend: when your friends and family open a new Free Checking account with MIDFLORIDA, you'll earn up to $100 for each referral.
Key facts
- Address
- 129 S Kentucky Ave
- Postal code
- 33801
- Members
- 488,867
- Total assets (approx.)
- $8.8 billion
- Charter
- State-chartered
- Deposit insurance
- NCUA (NCUSIF)
- Phone
- (863) 688-3733
- Member service
- Monday – Saturday from 7am – 8pm
- Routing number
- 263179804
- Sector
- Credit Unions & Banking
- Country
- 🇺🇸 United States
Reports more members than 99% of the 4,206 credit unions & banking listed in United States that report a member count.
Products & services
- Checking accounts
- Savings accounts
- Share certificates (CDs)
- Money market
- Auto loans
- Mortgages
- Home equity / HELOC
- Credit cards
- Personal loans
- Business banking
- Insurance
Compiled from Midflorida’s website. Confirm current products and terms on their site.
A look at their website
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Credit unions and banking cooperatives are financial institutions owned by their members rather than outside shareholders, returning value through better rates and lower fees.
Cooperatives in United States
The United States has 4,214 federally insured credit unions with 146.1 million members (NCUA, June 2026), alongside thousands of agricultural, electric and worker cooperatives.
This listing is sourced from public records published by the National Credit Union Administration (NCUA).
A member with a question or complaint?
Cooperatives.com is a directory. It cannot see or change your account, or pass a message on. Contact Midflorida directly, or use the regulator: NCUA consumer help ↗
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