Citizens Equity First
Recorded in the U.S. National Credit Union Administration (NCUA) registry
Citizens Equity First is a member-owned, state-chartered credit union based in Peoria, IL, United States. It serves approximately 418,324 members and holds around $8.3 billion in total assets. Member deposits are federally insured by the National Credit Union Administration (NCUA).
Who can join: An immediate family member of someone who is eligible to join CEFCU.
Current member offers
Refer a friend and you could both earn up to $25: when your friend opens a qualifying new account (checking, vehicle loan or credit card), you and your friend each receive up to $25 via automatic deposit to your Savings account within 4-6 weeks.
Ends Dec 31, 2026As seen Jul 5, 2026 · source ↗
Key facts
- Address
- PO Box 1715
- Postal code
- 61656
- Members
- 418,324
- Total assets (approx.)
- $8.3 billion
- Charter
- State-chartered
- Deposit insurance
- NCUA (NCUSIF)
- Phone
- (800) 542-3328
- Routing number
- 271183701
- Sector
- Credit Unions & Banking
- Country
- 🇺🇸 United States
Reports more members than 99% of the 4,206 credit unions & banking listed in United States that report a member count.
Products & services
- Checking accounts
- Savings accounts
- Money market
- Auto loans
- Mortgages
- Home equity / HELOC
- Credit cards
- Personal loans
- Student loans
- Business banking
- Investments & retirement
- Insurance
Compiled from Citizens Equity First’s website. Confirm current products and terms on their site.
A look at their website

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Credit Unions & BankingView details →About credit unions & banking cooperatives
Credit unions and banking cooperatives are financial institutions owned by their members rather than outside shareholders, returning value through better rates and lower fees.
Cooperatives in United States
The United States has 4,214 federally insured credit unions with 146.1 million members (NCUA, June 2026), alongside thousands of agricultural, electric and worker cooperatives.
This listing is sourced from public records published by the National Credit Union Administration (NCUA).
A member with a question or complaint?
Cooperatives.com is a directory. It cannot see or change your account, or pass a message on. Contact Citizens Equity First directly, or use the regulator: NCUA consumer help ↗
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