Credit Unions in Washington, DC

28 member-owned, NCUA-insured credit unions headquartered in or near Washington, serving a combined 315,635 members. The largest is Bank Fund Staff. Click any credit union for its full details.

Find credit unions near you

Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.

Sorted by membership size.

Bank Fund Staff

WASHINGTON, DC🇺🇸

103,579 members

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Wright Patman Congressional

WASHINGTON, DC🇺🇸

51,946 members

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Department Of Commerce

Washington, DC🇺🇸

29,127 members

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Department Of The Interior

Washington, DC🇺🇸

19,282 members

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Idb Global

WASHINGTON, DC🇺🇸

13,850 members

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Treasury Department

WASHINGTON, DC🇺🇸

11,570 members

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Dc

Washington, DC🇺🇸

10,074 members

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Library Of Congress

WASHINGTON, DC🇺🇸

10,017 members

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Advantage Financial

WASHINGTON, DC🇺🇸

9,066 members

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O.A.S. Staff

Washington, DC🇺🇸

8,689 members

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Dept Of Labor

WASHINGTON, DC🇺🇸

8,652 members

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F R B

Washington, DC🇺🇸

5,760 members

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Gsa

Washington, DC🇺🇸

5,526 members

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Afl Cio Employees

Washington, DC🇺🇸

5,431 members

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Georgetown University Alumni And St

Washington, DC🇺🇸

4,255 members

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Ep

Washington, DC🇺🇸

4,156 members

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Government Printing Office

Washington, DC🇺🇸

3,999 members

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District Of Columbia Teachers

Washington, DC🇺🇸

3,828 members

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Pepco

WASHINGTON, DC🇺🇸

1,934 members

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Phi Beta Sigma

Washington, DC🇺🇸

1,900 members

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D C Fire Department

WASHINGTON, DC🇺🇸

1,720 members

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Sargent

WASHINGTON, DC🇺🇸

391 members

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Lee

Washington, DC🇺🇸

250 members

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Mt. Airy Baptist Church

Washington, DC🇺🇸

238 members

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Paramount Baptist Church

Washington, DC🇺🇸

189 members

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John Wesley Ame Zion Church

WASHINGTON, DC🇺🇸

100 members

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Pmi Employees

Washington, DC🇺🇸

55 members

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Mt Gilead

WASHINGTON, DC🇺🇸

51 members

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Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Washington, not that it is the nearest branch to you.

How to join a credit union in District of Columbia

To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Washington or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.

Credit unions in nearby cities

Credit unions in Washington — common questions

How many credit unions are in Washington?

28 member-owned, NCUA-insured credit unions are headquartered in or near Washington, District of Columbia, with a combined 315,635 members. The largest is Bank Fund Staff.

Are these the closest credit unions to me in Washington?

This page lists credit unions whose NCUA charter (headquarters) is based in or near Washington — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.

Can I join any credit union in Washington?

Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in District of Columbia accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).

Credit union vs bank — which is better in Washington?

Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.