Loading cooperatives…
4,287 member-owned, NCUA-insured credit unions across the United States — browse by state, or see the largest below. A cleaner way to find a credit union than the official locator.
See credit unions on the mapUse your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Cities with the most member-owned credit unions.
📍 VIENNA, VA🇺🇸
15,139,001 members
Credit Unions & BankingView details →📍 RALEIGH, NC🇺🇸
2,959,762 members
Credit Unions & BankingView details →📍 MCLEAN, VA🇺🇸
2,752,809 members
Credit Unions & BankingView details →📍 TUKWILA, WA🇺🇸
1,558,284 members
Credit Unions & BankingView details →📍 RIVERDALE, UT🇺🇸
1,554,689 members
Credit Unions & BankingView details →📍 SANTA ANA, CA🇺🇸
1,548,619 members
Credit Unions & BankingView details →📍 SANDY, UT🇺🇸
1,406,629 members
Credit Unions & BankingView details →📍 TAMPA, FL🇺🇸
1,377,016 members
Credit Unions & BankingView details →📍 SACRAMENTO, CA🇺🇸
1,181,184 members
Credit Unions & BankingView details →📍 Marlborough, MA🇺🇸
1,159,110 members
Credit Unions & BankingView details →📍 UNIVERSAL CITY, TX🇺🇸
1,137,444 members
Credit Unions & BankingView details →📍 Jacksonville, FL🇺🇸
1,047,447 members
Credit Unions & BankingView details →A credit union is a member-owned, not-for-profit financial cooperative. Members pool their savings to provide each other with loans and financial services, and any surplus is returned to members through better rates and lower fees rather than paid to outside shareholders.
Deposits at federally insured credit unions are protected up to $250,000 per account by the National Credit Union Administration (NCUA), an independent agency of the U.S. government — the credit-union equivalent of FDIC insurance for banks.
Banks are for-profit companies owned by shareholders; credit unions are non-profit cooperatives owned by their members. Because credit unions return profits to members, they often offer higher savings rates, lower loan rates and fewer fees — but membership is usually tied to a field of membership (an employer, area or association).
Find one whose field of membership you qualify for — by where you live or work, your employer, or an association you can join — then open a share account (often as little as $5). Use the finder below to browse credit unions in your state.