Credit Unions in Jacksonville, FL
10 member-owned, NCUA-insured credit unions headquartered in or near Jacksonville, serving a combined 1,384,166 members. The largest is Vystar. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Vystar
Jacksonville, FL🇺🇸
1,047,447 members
Credit Unions & BankingView details →Community First Credit Union Of Flo
JACKSONVILLE, FL🇺🇸
188,741 members
Credit Unions & BankingView details →First Florida
Jacksonville, FL🇺🇸
63,006 members
Credit Unions & BankingView details →Radifi
Jacksonville, FL🇺🇸
42,135 members
Credit Unions & BankingView details →Alive
Jacksonville, FL🇺🇸
18,550 members
Credit Unions & BankingView details →Coastline
Jacksonville, FL🇺🇸
10,603 members
Credit Unions & BankingView details →Jm Associates
Jacksonville, FL🇺🇸
8,839 members
Credit Unions & BankingView details →Jax Fire
Jacksonville, FL🇺🇸
2,424 members
Credit Unions & BankingView details →Metro North
JACKSONVILLE, FL🇺🇸
1,277 members
Credit Unions & BankingView details →Farmers
JACKSONVILLE, FL🇺🇸
1,144 members
Credit Unions & BankingView details →Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Jacksonville, not that it is the nearest branch to you.
How to join a credit union in Florida
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Jacksonville or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Jacksonville — common questions
How many credit unions are in Jacksonville?
10 member-owned, NCUA-insured credit unions are headquartered in or near Jacksonville, Florida, with a combined 1,384,166 members. The largest is Vystar.
Are these the closest credit unions to me in Jacksonville?
This page lists credit unions whose NCUA charter (headquarters) is based in or near Jacksonville — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Jacksonville?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Florida accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Jacksonville?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.