Credit Unions in Honolulu, HI
17 member-owned, NCUA-insured credit unions headquartered in or near Honolulu, serving a combined 551,733 members. The largest is Hawaii State. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Hawaii State
Honolulu, HI🇺🇸
138,321 members
Credit Unions & BankingView details →Hawaiiusa
Honolulu, HI🇺🇸
130,226 members
Credit Unions & BankingView details →Aloha Pacific
Honolulu, HI🇺🇸
70,349 members
Credit Unions & BankingView details →Hawaiian Financial
Honolulu, HI🇺🇸
52,228 members
Credit Unions & BankingView details →Lokahi
Honolulu, HI🇺🇸
45,797 members
Credit Unions & BankingView details →University Of Hawaii
Honolulu, HI🇺🇸
34,987 members
Credit Unions & BankingView details →Honolulu
Honolulu, HI🇺🇸
19,611 members
Credit Unions & BankingView details →Hawaii Central
Honolulu, HI🇺🇸
16,339 members
Credit Unions & BankingView details →Hawaii Law Enforcement
Honolulu, HI🇺🇸
14,196 members
Credit Unions & BankingView details →Hawaii
Honolulu, HI🇺🇸
11,643 members
Credit Unions & BankingView details →Honolulu Fire Department
Honolulu, HI🇺🇸
6,214 members
Credit Unions & BankingView details →Hotel And Travel Industry
Honolulu, HI🇺🇸
4,537 members
Credit Unions & BankingView details →Hawaii Schools
Honolulu, HI🇺🇸
3,345 members
Credit Unions & BankingView details →Hawaiian Electric Employees
Honolulu, HI🇺🇸
1,842 members
Credit Unions & BankingView details →Local Union 1186 Ibew
HONOLULU, HI🇺🇸
1,035 members
Credit Unions & BankingView details →Plumbers & Fitters Local 675
Honolulu, HI🇺🇸
875 members
Credit Unions & BankingView details →Glover
Honolulu, HI🇺🇸
188 members
Credit Unions & BankingView details →Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Honolulu, not that it is the nearest branch to you.
How to join a credit union in Hawaii
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Honolulu or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Honolulu — common questions
How many credit unions are in Honolulu?
17 member-owned, NCUA-insured credit unions are headquartered in or near Honolulu, Hawaii, with a combined 551,733 members. The largest is Hawaii State.
Are these the closest credit unions to me in Honolulu?
This page lists credit unions whose NCUA charter (headquarters) is based in or near Honolulu — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Honolulu?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Hawaii accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Honolulu?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.