Credit Unions in Indianapolis, IN
11 member-owned, NCUA-insured credit unions headquartered in or near Indianapolis, serving a combined 518,044 members. The largest is Forum. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Forum
INDIANAPOLIS, IN🇺🇸
164,566 members
Credit Unions & BankingView details →Indiana Members
INDIANAPOLIS, IN🇺🇸
164,249 members
Credit Unions & BankingView details →Elements Financial
INDIANAPOLIS, IN🇺🇸
98,725 members
Credit Unions & BankingView details →Financial Center First
Indianapolis, IN🇺🇸
58,129 members
Credit Unions & BankingView details →Family Horizons
Indianapolis, IN🇺🇸
9,137 members
Credit Unions & BankingView details →Harvester Financial
Indianapolis, IN🇺🇸
8,318 members
Credit Unions & BankingView details →Financial Health
Indianapolis, IN🇺🇸
7,332 members
Credit Unions & BankingView details →Energy Plus
Indianapolis, IN🇺🇸
3,881 members
Credit Unions & BankingView details →Hoosier United
Indianapolis, IN🇺🇸
3,267 members
Credit Unions & BankingView details →Mt Zion Indianapolis
Indianapolis, IN🇺🇸
248 members
Credit Unions & BankingView details →H A L E
Indianapolis, IN🇺🇸
192 members
Credit Unions & BankingView details →Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Indianapolis, not that it is the nearest branch to you.
How to join a credit union in Indiana
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Indianapolis or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Indianapolis — common questions
How many credit unions are in Indianapolis?
11 member-owned, NCUA-insured credit unions are headquartered in or near Indianapolis, Indiana, with a combined 518,044 members. The largest is Forum.
Are these the closest credit unions to me in Indianapolis?
This page lists credit unions whose NCUA charter (headquarters) is based in or near Indianapolis — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Indianapolis?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Indiana accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Indianapolis?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.