Credit Unions in Cedar Rapids, IA
6 member-owned, NCUA-insured credit unions headquartered in or near Cedar Rapids, serving a combined 115,026 members. The largest is Collins Community. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Collins Community
Cedar Rapids, IA🇺🇸
81,905 members
Credit Unions & BankingView details →Corda
Cedar Rapids, IA🇺🇸
26,718 members
Credit Unions & BankingView details →Metco
Cedar Rapids, IA🇺🇸
3,267 members
Credit Unions & BankingView details →Teamsters Local #238
Cedar Rapids, IA🇺🇸
1,727 members
Credit Unions & BankingView details →Quaker Oats
CEDAR RAPIDS, IA🇺🇸
1,305 members
Credit Unions & BankingView details →St. Ludmila S
Cedar Rapids, IA🇺🇸
104 members
Credit Unions & BankingView details →Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Cedar Rapids, not that it is the nearest branch to you.
How to join a credit union in Iowa
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Cedar Rapids or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Cedar Rapids — common questions
How many credit unions are in Cedar Rapids?
6 member-owned, NCUA-insured credit unions are headquartered in or near Cedar Rapids, Iowa, with a combined 115,026 members. The largest is Collins Community.
Are these the closest credit unions to me in Cedar Rapids?
This page lists credit unions whose NCUA charter (headquarters) is based in or near Cedar Rapids — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Cedar Rapids?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Iowa accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Cedar Rapids?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.