Credit Unions in Lynn, MA
7 member-owned, NCUA-insured credit unions headquartered in or near Lynn, serving a combined 33,402 members. The largest is St. Jean'S. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
St. Jean'S
lynn, MA🇺🇸
18,191 members
Credit Unions & BankingView details →River Works
Lynn, MA🇺🇸
5,341 members
Credit Unions & BankingView details →Brotherhood
Lynn, MA🇺🇸
5,188 members
Credit Unions & BankingView details →Lynn Firemens
Lynn, MA🇺🇸
1,592 members
Credit Unions & BankingView details →Massachusetts Family
LYNN, MA🇺🇸
1,401 members
Credit Unions & BankingView details →Lynn Police
Lynn, MA🇺🇸
1,020 members
Credit Unions & BankingView details →Lynn Teachers
LYNN, MA🇺🇸
669 members
Credit Unions & BankingView details →Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Lynn, not that it is the nearest branch to you.
How to join a credit union in Massachusetts
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Lynn or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Lynn — common questions
How many credit unions are in Lynn?
7 member-owned, NCUA-insured credit unions are headquartered in or near Lynn, Massachusetts, with a combined 33,402 members. The largest is St. Jean'S.
Are these the closest credit unions to me in Lynn?
This page lists credit unions whose NCUA charter (headquarters) is based in or near Lynn — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Lynn?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Massachusetts accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Lynn?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.