Credit Unions in Saint Louis, MO
12 member-owned, NCUA-insured credit unions headquartered in or near Saint Louis, serving a combined 279,040 members. The largest is Together. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Together
Saint Louis, MO🇺🇸
145,653 members
Credit Unions & BankingView details →St. Louis Community
Saint Louis, MO🇺🇸
51,093 members
Credit Unions & BankingView details →Neighbors
Saint Louis, MO🇺🇸
47,972 members
Credit Unions & BankingView details →Century
SAINT LOUIS, MO🇺🇸
9,454 members
Credit Unions & BankingView details →First Missouri
Saint Louis, MO🇺🇸
7,827 members
Credit Unions & BankingView details →Health Care Family
Saint Louis, MO🇺🇸
5,122 members
Credit Unions & BankingView details →Lutheran
Saint Louis, MO🇺🇸
4,514 members
Credit Unions & BankingView details →Members 1st
Saint Louis, MO🇺🇸
4,206 members
Credit Unions & BankingView details →St. Louis Policemen`S
saint louis, MO🇺🇸
2,259 members
Credit Unions & BankingView details →African Diaspora
Saint Louis, MO🇺🇸
378 members
Credit Unions & BankingView details →West Side Baptist Church
Saint Louis, MO🇺🇸
328 members
Credit Unions & BankingView details →Co - Lib
Saint Louis, MO🇺🇸
234 members
Credit Unions & BankingView details →Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Saint Louis, not that it is the nearest branch to you.
How to join a credit union in Missouri
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Saint Louis or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Saint Louis — common questions
How many credit unions are in Saint Louis?
12 member-owned, NCUA-insured credit unions are headquartered in or near Saint Louis, Missouri, with a combined 279,040 members. The largest is Together.
Are these the closest credit unions to me in Saint Louis?
This page lists credit unions whose NCUA charter (headquarters) is based in or near Saint Louis — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Saint Louis?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Missouri accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Saint Louis?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.