Credit Unions in Winston Salem, NC
5 member-owned, NCUA-insured credit unions headquartered in or near Winston Salem, serving a combined 596,881 members. The largest is Truliant. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Truliant
Winston Salem, NC🇺🇸
334,169 members
Credit Unions & BankingView details →Allegacy
Winston Salem, NC🇺🇸
183,472 members
Credit Unions & BankingView details →Members
WINSTON SALEM, NC🇺🇸
47,763 members
Credit Unions & BankingView details →Piedmont Advantage Credit Union
Winston Salem, NC🇺🇸
28,097 members
Credit Unions & BankingView details →Emergency Responders
Winston Salem, NC🇺🇸
3,380 members
Credit Unions & BankingView details →Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Winston Salem, not that it is the nearest branch to you.
How to join a credit union in North Carolina
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Winston Salem or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Winston Salem — common questions
How many credit unions are in Winston Salem?
5 member-owned, NCUA-insured credit unions are headquartered in or near Winston Salem, North Carolina, with a combined 596,881 members. The largest is Truliant.
Are these the closest credit unions to me in Winston Salem?
This page lists credit unions whose NCUA charter (headquarters) is based in or near Winston Salem — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Winston Salem?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in North Carolina accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Winston Salem?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.