Credit Unions in Cincinnati, OH
12 member-owned, NCUA-insured credit unions headquartered in or near Cincinnati, serving a combined 421,425 members. The largest is General Electric. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
General Electric
Cincinnati, OH🇺🇸
312,507 members
Credit Unions & BankingView details →Sharefax
CINCINNATI, OH🇺🇸
42,016 members
Credit Unions & BankingView details →Cinfed
Cincinnati, OH🇺🇸
38,444 members
Credit Unions & BankingView details →Cincinnati Ohio Police
CINCINNATI, OH🇺🇸
11,251 members
Credit Unions & BankingView details →Children'S Medical Center
Cincinnati, OH🇺🇸
5,908 members
Credit Unions & BankingView details →Cincinnati Healthcare Associates
Cincinnati, OH🇺🇸
3,163 members
Credit Unions & BankingView details →Local Union 392
Cincinnati, OH🇺🇸
2,722 members
Credit Unions & BankingView details →Cincinnati Interagency
Cincinnati, OH🇺🇸
2,035 members
Credit Unions & BankingView details →Deca
Cincinnati, OH🇺🇸
1,792 members
Credit Unions & BankingView details →St. James Parish
Cincinnati, OH🇺🇸
808 members
Credit Unions & BankingView details →W T Community
Cincinnati, OH🇺🇸
618 members
Credit Unions & BankingView details →Mt Zion Woodlawn
CINCINNATI, OH🇺🇸
161 members
Credit Unions & BankingView details →Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Cincinnati, not that it is the nearest branch to you.
How to join a credit union in Ohio
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Cincinnati or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Cincinnati — common questions
How many credit unions are in Cincinnati?
12 member-owned, NCUA-insured credit unions are headquartered in or near Cincinnati, Ohio, with a combined 421,425 members. The largest is General Electric.
Are these the closest credit unions to me in Cincinnati?
This page lists credit unions whose NCUA charter (headquarters) is based in or near Cincinnati — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Cincinnati?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Ohio accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Cincinnati?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.