Credit Unions in Columbia, SC
8 member-owned, NCUA-insured credit unions headquartered in or near Columbia, serving a combined 323,463 members. The largest is Allsouth. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Allsouth
Columbia, SC🇺🇸
119,071 members
Credit Unions & BankingView details →S. C. State
Columbia, SC🇺🇸
93,958 members
Credit Unions & BankingView details →Palmetto Citizens
Columbia, SC🇺🇸
86,171 members
Credit Unions & BankingView details →Curis Financial
Columbia, SC🇺🇸
9,382 members
Credit Unions & BankingView details →Caro
COLUMBIA, SC🇺🇸
7,067 members
Credit Unions & BankingView details →South Carolina National Guard
Columbia, SC🇺🇸
5,604 members
Credit Unions & BankingView details →Columbia Post Office
COLUMBIA, SC🇺🇸
1,219 members
Credit Unions & BankingView details →South Carolina Methodist Conf
COLUMBIA, SC🇺🇸
991 members
Credit Unions & BankingView details →Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Columbia, not that it is the nearest branch to you.
How to join a credit union in South Carolina
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Columbia or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Columbia — common questions
How many credit unions are in Columbia?
8 member-owned, NCUA-insured credit unions are headquartered in or near Columbia, South Carolina, with a combined 323,463 members. The largest is Allsouth.
Are these the closest credit unions to me in Columbia?
This page lists credit unions whose NCUA charter (headquarters) is based in or near Columbia — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Columbia?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in South Carolina accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Columbia?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.