Credit Unions in Amarillo, TX
9 member-owned, NCUA-insured credit unions headquartered in or near Amarillo, serving a combined 130,732 members. The largest is Education. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Education
Amarillo, TX🇺🇸
41,649 members
Credit Unions & BankingView details →Acfcu
Amarillo, TX🇺🇸
28,297 members
Credit Unions & BankingView details →The People'S
Amarillo, TX🇺🇸
18,822 members
Credit Unions & BankingView details →Santa Fe
Amarillo, TX🇺🇸
13,446 members
Credit Unions & BankingView details →Access Community
Amarillo, TX🇺🇸
13,343 members
Credit Unions & BankingView details →Texas Plains
Amarillo, TX🇺🇸
9,920 members
Credit Unions & BankingView details →City
AMARILLO, TX🇺🇸
2,796 members
Credit Unions & BankingView details →Amarillo Postal Employees
AMARILLO, TX🇺🇸
1,838 members
Credit Unions & BankingView details →Intercorp
AMARILLO, TX🇺🇸
621 members
Credit Unions & BankingView details →Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Amarillo, not that it is the nearest branch to you.
How to join a credit union in Texas
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Amarillo or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Amarillo — common questions
How many credit unions are in Amarillo?
9 member-owned, NCUA-insured credit unions are headquartered in or near Amarillo, Texas, with a combined 130,732 members. The largest is Education.
Are these the closest credit unions to me in Amarillo?
This page lists credit unions whose NCUA charter (headquarters) is based in or near Amarillo — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Amarillo?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Texas accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Amarillo?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.