Credit Unions in Austin, TX
17 member-owned, NCUA-insured credit unions headquartered in or near Austin, serving a combined 1,051,382 members. The largest is University. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
University
AUSTIN, TX🇺🇸
417,920 members
Credit Unions & BankingView details →A+
Austin, TX🇺🇸
193,317 members
Credit Unions & BankingView details →Austin Telco
Austin, TX🇺🇸
94,794 members
Credit Unions & BankingView details →United Heritage
Austin, TX🇺🇸
82,873 members
Credit Unions & BankingView details →Greater Texas
AUSTIN, TX🇺🇸
75,495 members
Credit Unions & BankingView details →Velocity
Austin, TX🇺🇸
71,624 members
Credit Unions & BankingView details →Amplify
Austin, TX🇺🇸
47,765 members
Credit Unions & BankingView details →Pecu
Austin, TX🇺🇸
21,509 members
Credit Unions & BankingView details →Capitol
Austin, TX🇺🇸
13,971 members
Credit Unions & BankingView details →Government Employees
Austin, TX🇺🇸
9,547 members
Credit Unions & BankingView details →Texas Dps
Austin, TX🇺🇸
5,763 members
Credit Unions & BankingView details →Texas Health
AUSTIN, TX🇺🇸
4,834 members
Credit Unions & BankingView details →Travis County
Austin, TX🇺🇸
3,370 members
Credit Unions & BankingView details →Star Of Texas
austin, TX🇺🇸
2,883 members
Credit Unions & BankingView details →Austin
AUSTIN, TX🇺🇸
2,518 members
Credit Unions & BankingView details →Lcra
Austin, TX🇺🇸
2,086 members
Credit Unions & BankingView details →Vatat
Austin, TX🇺🇸
1,113 members
Credit Unions & BankingView details →Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Austin, not that it is the nearest branch to you.
How to join a credit union in Texas
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Austin or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Austin — common questions
How many credit unions are in Austin?
17 member-owned, NCUA-insured credit unions are headquartered in or near Austin, Texas, with a combined 1,051,382 members. The largest is University.
Are these the closest credit unions to me in Austin?
This page lists credit unions whose NCUA charter (headquarters) is based in or near Austin — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Austin?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Texas accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Austin?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.