Credit Unions in Madison, WI
6 member-owned, NCUA-insured credit unions headquartered in or near Madison, serving a combined 702,851 members. The largest is University Of Wisconsin. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
University Of Wisconsin
Madison, WI🇺🇸
386,994 members
Credit Unions & BankingView details →Summit
Madison, WI🇺🇸
275,590 members
Credit Unions & BankingView details →Heartland
Madison, WI🇺🇸
33,515 members
Credit Unions & BankingView details →Madison
MADISON, WI🇺🇸
3,089 members
Credit Unions & BankingView details →Wea
Madison, WI🇺🇸
2,819 members
Credit Unions & BankingView details →Madison Fire Department
MADISON, WI🇺🇸
844 members
Credit Unions & BankingView details →Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Madison, not that it is the nearest branch to you.
How to join a credit union in Wisconsin
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Madison or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in Madison — common questions
How many credit unions are in Madison?
6 member-owned, NCUA-insured credit unions are headquartered in or near Madison, Wisconsin, with a combined 702,851 members. The largest is University Of Wisconsin.
Are these the closest credit unions to me in Madison?
This page lists credit unions whose NCUA charter (headquarters) is based in or near Madison — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Madison?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Wisconsin accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Madison?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.