Credit Unions in Philadelphia, PA
16 member-owned, NCUA-insured credit unions headquartered in or near Philadelphia, serving a combined 900,421 members. The largest is Police & Fire. Click any credit union for its full details.
Find credit unions near you
Use your location to see the closest member-owned credit unions. We use your coordinates once to find nearby co-ops — they’re never stored.
Sorted by membership size.
Police & Fire
Philadelphia, PA🇺🇸
436,024 members
Credit Unions & BankingView details →American Heritage
Philadelphia, PA🇺🇸
327,568 members
Credit Unions & BankingView details →Philadelphia
Philadelphia, PA🇺🇸
121,744 members
Credit Unions & BankingView details →Penn
Philadelphia, PA🇺🇸
6,645 members
Credit Unions & BankingView details →Transit Workers
PHILADELPHIA, PA🇺🇸
3,654 members
Credit Unions & BankingView details →Paper Converters Local 286/1034
PHILADELPHIA, PA🇺🇸
2,169 members
Credit Unions & BankingView details →University Of Pennsylvania Students
Philadelphia, PA🇺🇸
693 members
Credit Unions & BankingView details →New Life
Philadelphia, PA🇺🇸
539 members
Credit Unions & BankingView details →Asbestos Workers Local 14
Philadelphia, PA🇺🇸
492 members
Credit Unions & BankingView details →Northwood
Philadelphia, PA🇺🇸
312 members
Credit Unions & BankingView details →M.A.B.C.
PHILADELPHIA, PA🇺🇸
132 members
Credit Unions & BankingView details →Holy Trinity Baptist
Philadelphia, PA🇺🇸
109 members
Credit Unions & BankingView details →Mount Carmel Baptist
Philadelphia, PA🇺🇸
102 members
Credit Unions & BankingView details →Pinn Memorial
Philadelphia, PA🇺🇸
89 members
Credit Unions & BankingView details →Wayland Temple Baptist
PHILADELPHIA, PA🇺🇸
75 members
Credit Unions & BankingView details →S I Philadelphia
PHILADELPHIA, PA🇺🇸
74 members
Credit Unions & BankingView details →Locations are a credit union's NCUA charter (headquarters), geocoded to the city — not its individual branches. A listing here means a credit union is based in or near Philadelphia, not that it is the nearest branch to you.
How to join a credit union in Pennsylvania
To join one of the credit unions above, you need to fall within its field of membership — usually by living or working in Philadelphia or the surrounding area, through your employer, or via an association anyone can join. Once eligible, you open a small share account (often $5) that makes you a part-owner with one vote, regardless of your balance. Deposits are insured up to $250,000 by the NCUA.
Credit unions in nearby cities
Credit unions in Philadelphia — common questions
How many credit unions are in Philadelphia?
16 member-owned, NCUA-insured credit unions are headquartered in or near Philadelphia, Pennsylvania, with a combined 900,421 members. The largest is Police & Fire.
Are these the closest credit unions to me in Philadelphia?
This page lists credit unions whose NCUA charter (headquarters) is based in or near Philadelphia — geocoded to the city, not to individual branches. A credit union based elsewhere may still have a branch near you, and one based here may serve a wider area. For a true distance-sorted list from your exact location, use the "near me" finder above.
Can I join any credit union in Philadelphia?
Not always. Every credit union has a "field of membership" — you typically qualify by living or working in a defined area, your employer, or an association you can join. Many community credit unions in Pennsylvania accept anyone in the area; others are tied to a specific group. Check each credit union's eligibility before opening a share account (often as little as $5).
Credit union vs bank — which is better in Philadelphia?
Banks are for-profit and owned by shareholders; credit unions are not-for-profit cooperatives owned by their members, so surplus comes back to members as higher savings rates, lower loan rates and fewer fees. The trade-off is membership eligibility and, sometimes, a smaller branch and ATM network.