Credit Unions You Can Join in New York
Community credit unions in New York that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.
Credit unions anyone can join, wherever you live →How to qualify in New York
A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.
Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.
Community credit unions in New York
Municipal Credit Union
Where you live or workNew York, NY · 651,236 members · $5.2 billion in assets
“Now, if you live, work, or worship in NYC—you can join our community too.”from nymcu.org
Full details and how to join →Americu Credit Union
Where you live or workRome, NY · 210,014 members · $3.0 billion in assets
“You live, work, worship, or attend school within AmeriCU’s field of membership, which includes 24-counties in central, southern, and northern New York”from americu.org
Full details and how to join →Sidney Credit Union
Where you live or workSidney, NY · 75,995 members · $1.3 billion in assets
“Anyone who lives, works, worships, attends school or regularly conducts business in the following New York Counties or Towns are eligible to become a member with SFCU: Chenango, Cortland, Delaware, Essex, Fulton, Hamilton, Madison, Montgomery, Onondaga…”from sfcuonline.org
Full details and how to join →Sea Comm Credit Union
Where you live or workMassena, NY · 57,059 members · $777 million in assets
“You are eligible to join SeaComm if you live, work, worship or attend school anywhere in the following counties: St.”from seacomm.org
Full details and how to join →Cornerstone Community Credit Union
Where you live or workLockport, NY · 44,239 members · $730 million in assets
“Anyone who lives, works, worships, volunteers, or goes to school in Niagara or Erie County can join!”from ccfcu.org
Full details and how to join →First New York Credit Union
Where you live or workAlbany, NY · 39,264 members · $574 million in assets
“If you live, work, worship, or attend school in Albany, Schenectady, Rensselaer, Saratoga, and Schoharie County or are related to a member, you are eligible for membership.”from firstnewyork.org
Full details and how to join →Teg Credit Union
Where you live or workPoughkeepsie, NY · 35,951 members · $507 million in assets
“Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY.”from tegfcu.com
Full details and how to join →Advantage Credit Union
Where you live or workRochester, NY · 34,283 members · $498 million in assets
“Membership is open to those who live, work, worship, volunteer, or attend school in the City of Rochester, along with select employer groups and eligible family members.”from advantagefcu.org
Full details and how to join →People'S Alliance Credit Union
Where you live or workHauppauge, NY · 33,068 members · $322 million in assets
“Anyone who lives, works, worships, or attends school in select geographical areas in NY and FL.”from pafcu.org
Full details and how to join →High Point Credit Union
Where you live or workOlean, NY · 22,734 members · $430 million in assets
“High Point Federal Credit Union welcomes membership to individuals who live, work, worship, or attend school in Cattaraugus and Allegany Counties, NY and McKean and Potter Counties, PA.”from highpointfcu.com
Full details and how to join →Niagara'S Choice Credit Union
Where you live or workNiagara Falls, NY · 21,803 members · $265 million in assets
“If you live, work, worship, attend school, or volunteer in Niagara or Erie County, you are eligible for membership at Niagara’s Choice FCU.”from niagaraschoice.org
Full details and how to join →Finger Lakes Credit Union
Where you live or workGeneva, NY · 19,858 members · $259 million in assets
“Membership is restricted to the following: Individuals who live, work (or regularly conduct business), worship, or attend school in, and businesses and other legal entities located in Ontario, Monroe, Seneca, or Yates counties.”from flfcu.org
Full details and how to join →
More credit unions in this list
Who can join, across New York's credit unions
Not in one of these areas?
Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.