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Credit Unions You Can Join in Ohio

Community credit unions in Ohio that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.

Credit unions anyone can join, wherever you live →

How to qualify in Ohio

A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.

Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.

Three routes into membership: Where you live, Your job or group, Your family. Each ends with opening a share (savings) account, which makes you a member-owner.Where you livelive, work, worship or study in the named areaYour job or groupemployer, union, church or association namedYour familya relative or household member already belongsOpen a shareaccountyou are now a member-owner
Every route ends the same way: a small deposit into a share account makes you a member. Check the credit union's own wording for the exact rules.

Community credit unions in Ohio

Members, largest first: Wright-Patt Credit Union, Inc. 527,080; Directions Credit Union 97,609; Telhio Credit Union 68,461; Day Air Credit Union 54,544; Canton School Employees Credit Union 49,807; Firelands Credit Union 36,716; Dover-Phila Credit Union 34,310; Glass City Credit Union 27,251Wright-Patt Credit Union, Inc.527kDirections Credit Union98kTelhio Credit Union68kDay Air Credit Union55kCanton School Employees Credit…50kFirelands Credit Union37kDover-Phila Credit Union34kGlass City Credit Union27k
Members of the largest community credit unions in Ohio, from NCUA data.
  1. Wright-Patt Credit Union, Inc.

    Where you live or work

    Beavercreek, OH · 527,080 members · $9.5 billion in assets

    “If you live, work, worship, or attend school in any of the following 23 Ohio counties, you are eligible to join WPCU today: Champaign, Clark, Darke, Greene, Miami, Montgomery, Preble, Shelby, Brown, Butler, Clermont, Clinton, Hamilton, Highland, Warren…”from wpcu.coop
    Full details and how to join →
  2. Directions Credit Union

    Where you live or work

    Toledo, OH · 97,609 members · $1.4 billion in assets

    “If you live, work, worship, or attend school in the following counties in Ohio: Ashland, Crawford, Erie, Fulton, Huron, Knox, Lorain, Lucas, Medina, Morrow, Ottawa, Richland, Sandusky, Seneca, Tuscarawas, Wayne, and Wood, plus, in lower Michigan – Monroe…”from directionscu.org
    Full details and how to join →
  3. Telhio Credit Union

    Where you live or work

    Columbus, OH · 68,461 members · $1.4 billion in assets

    “Telhio is open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio.”from telhio.org
    Full details and how to join →
  4. Day Air Credit Union

    Where you live or work

    Kettering, OH · 54,544 members · $909 million in assets

    “To date, Day Air's field of membership includes anyone who lives, works, worships or attends school in Montgomery, Greene, Warren, Butler, Clark, Champaign, Darke, Preble, and Miami Counties.”from dayair.org
    Full details and how to join →
  5. North Canton, OH · 49,807 members · $462 million in assets

    “Membership is open to anyone who lives, works (or regularly conducts business), worships, volunteers, or attends school in Stark, Summit, Portage, Tuscarawas, or Carroll Counties.”from csefcu.com
    Full details and how to join →
  6. Firelands Credit Union

    Where you live or work

    Bellevue, OH · 36,716 members · $580 million in assets

    “Anyone who lives, works, worships, volunteers, or attends school in Huron, Erie, or Crawford counties can join Firelands FCU.”from firelandsfcu.org
    Full details and how to join →
  7. Dover-Phila Credit Union

    Where you live or work

    Dover, OH · 34,310 members · $813 million in assets

    “Also, anyone who works in, worships in, or attends school in Tuscarawas County is eligible for membership.”from dpfcu.org
    Full details and how to join →
  8. Glass City Credit Union

    Where you live or work

    Maumee, OH · 27,251 members · $326 million in assets

    “Membership is open to anyone who lives, works, worships or attends school in Lucas, Wood, Fulton or Ottawa Counties.”from glasscityfcu.com
    Full details and how to join →
  9. Lormet Community Credit Union

    Where you live or work

    Amherst, OH · 18,894 members · $283 million in assets

    “Anyone who lives in Lorain County or the cities of Bay Village, Rocky River, Westlake, North Olmsted, Olmsted Falls or Township can join!”from lormet.com
    Full details and how to join →
  10. Quest Credit Union

    Where you live or work

    Kenton, OH · 17,129 members · $238 million in assets

    “Anyone who lives, works, worships or attends school in Crawford, Hancock, Hardin, Logan, Putnam, Seneca, Union or Wyandot County is eligible for Membership.”from questfcu.com
    Full details and how to join →
  11. Truecore Credit Union

    Where you live or work

    Newark, OH · 16,591 members · $255 million in assets

    “Those who reside, work, attend school, worship, or volunteer in Licking, Fairfield, Knox, Muskingum, and Perry Counties in Ohio may become a member.”from truecore.org
    Full details and how to join →
  12. Youngstown, OH · 15,653 members · $222 million in assets

    “Membership is available to anyone who lives, works, worships or attends school in Mahoning, Trumbull and Columbiana counties.”from asecu.com
    Full details and how to join →

Who can join, across Ohio's credit unions

Who can join, across 157 credit unions in Ohio. Anyone can join: 0; Anyone, via an association or donation: 0; Live, work or worship in a named area: 35; Employer, union or church group: 3; Sentence too vague to sort: 29; No eligibility sentence on file: 90Anyone can join0Anyone, via an association or donation0Live, work or worship in a named area35Employer, union or church group3Sentence too vague to sort29No eligibility sentence on file90
Credit unions in Ohio on NCUA's list, sorted by the eligibility sentence on each one's own website.

Not in one of these areas?

Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.