Credit Unions You Can Join in Pennsylvania

Community credit unions in Pennsylvania that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.

Credit unions anyone can join, wherever you live →

How to qualify in Pennsylvania

A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.

Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.

Three routes into membership: Where you live, Your job or group, Your family. Each ends with opening a share (savings) account, which makes you a member-owner.Where you livelive, work, worship or study in the named areaYour job or groupemployer, union, church or association namedYour familya relative or household member already belongsOpen a shareaccountyou are now a member-owner
Every route ends the same way: a small deposit into a share account makes you a member. Check the credit union's own wording for the exact rules.

Community credit unions in Pennsylvania

Members, largest first: Belco Community Credit Union 67,711; New Cumberland Credit Union 23,309; Riverfront Credit Union 22,701; Allegent Community Credit Union 21,712; Hidden River Credit Union 20,064; Mountain Laurel Credit Union 17,873; Omega Credit Union 16,032; Americhoice Credit Union 15,815Belco Community Credit Union68kNew Cumberland Credit Union23kRiverfront Credit Union23kAllegent Community Credit Union22kHidden River Credit Union20kMountain Laurel Credit Union18kOmega Credit Union16kAmerichoice Credit Union16k
Members of the largest community credit unions in Pennsylvania, from NCUA data.
  1. Belco Community Credit Union

    Where you live or work

    Harrisburg, PA · 67,711 members · $974 million in assets

    “You can join Belco if you live, work, worship, volunteer, or attend school in Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry, or York counties (PA), or if you are a dependent of a member.”from belco.org
    Full details and how to join →
  2. New Cumberland Credit Union

    Where you live or work

    New Cumberland, PA · 23,309 members · $229 million in assets

    “Do you live, work, study, worship, volunteer or have a family member that lives in the following counties: Adams, Cumberland, Dauphin, Lebanon, Perry, York.”from ncfcuonline.org
    Full details and how to join →
  3. Riverfront Credit Union

    Where you live or work

    Wyomissing, PA · 22,701 members · $320 million in assets

    “To join Riverfront you must currently live, work, worship or attend school in Berks County, Pennsylvania be a legal entity doing business in Berks County or organization of such persons.”from riverfrontfcu.org
    Full details and how to join →
  4. Allegent Community Credit Union

    Where you live or work

    Pittsburgh, PA · 21,712 members · $281 million in assets

    “Membership is available to anyone who lives, works, worships or attends school in Allegheny, Beaver, or Butler Counties.”from allegentfcu.org
    Full details and how to join →
  5. Hidden River Credit Union

    Where you live or work

    Pottsville, PA · 20,064 members · $259 million in assets

    “This means anyone who lives, works, worships, volunteers, or attends school within Schuylkill County is eligible for membership!”from hdriver.org
    Full details and how to join →
  6. Mountain Laurel Credit Union

    Where you live or work

    Saint Marys, PA · 17,873 members · $174 million in assets

    “Because Mountain Laurel FCU is a community chartered credit union, you can become a member if you live, work, worship or attend school in one of the following counties in Pennsylvania: Elk, Cameron, McKean, Warren, Potter, Forest.”from mlfcu.net
    Full details and how to join →
  7. Omega Credit Union

    Where you live or work

    Wexford, PA · 16,032 members · $187 million in assets

    “You are eligible to join OMEGA Federal Credit Union if you live, work, worship or go to school in Allegheny or Washington County.”from omegafcu.com
    Full details and how to join →
  8. Americhoice Credit Union

    Where you live or work

    Mechanicsburg, PA · 15,815 members · $240 million in assets

    “Anyone who Lives, Works, Worships, or Attends School in Adams, Cumberland, Dauphin, Lebanon, Perry or York Counties in Pennsylvania”from americhoice.org
    Full details and how to join →
  9. Horizon Credit Union

    Where you live or work

    Williamsport, PA · 14,450 members · $152 million in assets

    “If you live, work, worship or attend school in the eleven counties of Bradford, Centre, Clinton, Columbia, Lycoming, Montour, Northumberland, Potter, Sullivan, Tioga, or Union, you are eligible to join.”from horizonfcu.org
    Full details and how to join →
  10. Arize Credit Union

    Where you live or work

    State College, PA · 12,042 members · $176 million in assets

    “ANYONE who lives, works, worships, volunteers or goes to school in Clearfield, Centre, Blair, Huntingdon, Juniata, Mifflin, Union, Clinton, and Snyder Counties is eligible to belong to Arize!”from arizefcu.org
    Full details and how to join →
  11. White Rose Credit Union

    Where you live or work

    York, PA · 10,481 members · $115 million in assets

    “Anyone who lives, works, worships, attends school or owns a business in York or Adams County Pennsylvania can become a member.”from whiterosecu.com
    Full details and how to join →
  12. Frick Financial Credit Union

    Where you live or work

    Uniontown, PA · 9,988 members · $175 million in assets

    “To become a member of Frick Financial Federal Credit Union, you must live, work, worship, or attend school in Fayette, Greene, Westmoreland, or Washington County.”from frickfin.org
    Full details and how to join →

Who can join, across Pennsylvania's credit unions

Who can join, across 269 credit unions in Pennsylvania. Anyone can join: 1; Anyone, via an association or donation: 1; Live, work or worship in a named area: 43; Employer, union or church group: 9; Sentence too vague to sort: 56; No eligibility sentence on file: 159Anyone can join1Anyone, via an association or donation1Live, work or worship in a named area43Employer, union or church group9Sentence too vague to sort56No eligibility sentence on file159
Credit unions in Pennsylvania on NCUA's list, sorted by the eligibility sentence on each one's own website.

Not in one of these areas?

Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.