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Credit Unions You Can Join in Virginia

Community credit unions in Virginia that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.

Credit unions anyone can join, wherever you live →

How to qualify in Virginia

A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.

Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.

Three routes into membership: Where you live, Your job or group, Your family. Each ends with opening a share (savings) account, which makes you a member-owner.Where you livelive, work, worship or study in the named areaYour job or groupemployer, union, church or association namedYour familya relative or household member already belongsOpen a shareaccountyou are now a member-owner
Every route ends the same way: a small deposit into a share account makes you a member. Check the credit union's own wording for the exact rules.

Community credit unions in Virginia

Members, largest first: Argent Credit Union 35,330; Connects Credit Union 15,858; Infirst Credit Union 14,860; Salem Va Medical Center Credit Union 7,811; Front Royal Credit Union 5,400; Kemba Roanoke Credit Union 4,739; Mosaic Credit Union 3,071; First Nrv Credit Union 2,763Argent Credit Union35kConnects Credit Union16kInfirst Credit Union15kSalem Va Medical Center Credit…7,811Front Royal Credit Union5,400Kemba Roanoke Credit Union4,739Mosaic Credit Union3,071First Nrv Credit Union2,763
Members of the largest community credit unions in Virginia, from NCUA data.

  1. Argent Credit Union

    Where you live or work

    Chesterfield, VA · 35,330 members · $572 million in assets

    “Branch Locations Membership at Argent Membership is open to any person who lives, works, attends school, worships or volunteers in the following areas: Chesterfield County Henrico County Hanover County City of Richmond.”from argentcu.org
    Full details and how to join →

  2. Connects Credit Union

    Where you live or work

    Richmond, VA · 15,858 members · $98 million in assets

    “Any person that lives, works, worships, volunteers or attends school in the City of Richmond or counties of Chesterfield, Hanover and Henrico is eligible to join.”from connectsfcu.org
    Full details and how to join →

  3. Infirst Credit Union

    Where you live or work

    Alexandria, VA · 14,860 members · $186 million in assets

    “Any member of the InFirst Responders Foundation, many active and retired federal employees, associations, and businesses, along with anyone who lives, works, worships, or attends school in most of Botetourt, King George, Roanoke, Salem and Vinton, VA, and…”from infirstfcu.org
    Full details and how to join →

  4. Salem Va Medical Center Credit Union

    Where you live or work

    Salem, VA · 7,811 members · $93 million in assets

    “If you live, work, or worship in Roanoke City, Roanoke County, the city of Salem or the town of Vinton you are eligible to join Salem VA Credit Union.”from salemvafcu.org
    Full details and how to join →

  5. Front Royal Credit Union

    Where you live or work

    Front Royal, VA · 5,400 members · $87 million in assets

    “Lifetime membership is available to anyone who lives, works, worships, or attends school in Warren County, Virginia.”from frontroyalfcu.org
    Full details and how to join →

  6. Kemba Roanoke Credit Union

    Where you live or work

    Salem, VA · 4,739 members · $77 million in assets

    “If you live in the state of Virginia you can join KEMBA through the Virginia Consumer Council.”from kembafcu.org
    Full details and how to join →

  7. Mosaic Credit Union

    Where you live or work

    Harrisonburg, VA · 3,071 members · $9 million in assets

    “In 2001 the NCUA approved a community charter for Mosaic Federal Credit Union, whereby anyone who lives, works, worships, or attends school in Harrisonburg may join the Credit Union.”from mosaicfcu.org
    Full details and how to join →

  8. First Nrv Credit Union

    Where you live or work

    Radford, VA · 2,763 members · $39 million in assets

    “In order to join First NRV Credit Union, you must live, work, worship, or attend school in Carroll County, Floyd County, Galax City, Pulaski County, Radford City, or Wythe County .”from firstnrvcreditunion.com
    Full details and how to join →

Who can join, across Virginia's credit unions

Who can join, across 95 credit unions in Virginia. Anyone can join: 0; Anyone, via an association or donation: 0; Live, work or worship in a named area: 12; Employer, union or church group: 0; Sentence too vague to sort: 19; No eligibility sentence on file: 64Anyone can join0Anyone, via an association or donation0Live, work or worship in a named area12Employer, union or church group0Sentence too vague to sort19No eligibility sentence on file64
Credit unions in Virginia on NCUA's list, sorted by the eligibility sentence on each one's own website.

Not in one of these areas?

Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.

See credit unions anyone can joinAll credit unions in Virginia